Good credit
Have an excellent file? Enjoy our best rates and preferred conditions negotiated with lenders.
- Rates from 4.99%
- Flexible 36–84 month terms
- No hidden fees
Financing solutions
A plan for every situation.
At Finance Vauto, we don’t stop at the first “no” from a lender. We shop your file with multiple institutions and dealers until we find the right solution for you.
Rebuilding credit
Faced financial difficulties? Our programs help you get a loan while improving your credit.
- Credit rebuilding program
- Minimal down payment
- Monthly reports to credit bureaus
Bankruptcy or proposal
A fresh start — yes, it’s possible. We work with specialty lenders for people in recovery.
- Post-discharge approval
- Consumer proposal accepted
- Personalized guidance
Self-employed
Variable income? We know how to present your file to lenders who understand your reality.
- Alternative documents accepted
- Tailored solutions
- Personalized analysis
First car
No credit history? Our student and first-time programs are designed for you.
- Student programs
- Co-signer possible
- Build your credit from day one
Newcomer to Canada
New to the country? We have solutions even without Canadian credit history.
- No Canadian file required
- Immigration documents accepted
- Bilingual support